At Larson Law Firm P.C., Minot car accident lawyer Mark Larson, deals directly with insurance companies in an effort to obtain maximum compensation if you have suffered a serious injury in an auto accident. Our thorough preparation and aggressive instincts enable us to achieve fair and timely settlements that fully cover our clients’ losses.
If you or a loved one has been hurt in a truck or car accident, we can help you pursue compensation. Contact our North Dakota personal injury attorney online or call (866) 309-1777 for a free initial consultation and case evaluation.
Our legal team at Larson Law Firm P.C. serves injury victims and the families of wrongful death victims throughout North Dakota and Northwestern Minnesota. We have more than 30 years of experience helping clients recover damages in every type of auto accident, including:
Our Minot vehicle accident lawyer believes that a settlement is not settling for less. We can, and do, go to trial when an insurance company is being unfair or unreasonable. However, we frequently negotiate settlements for the full policy limits of available insurance coverage.
Many people mistakenly believe they are out of luck if they are struck by a negligent person who does not carry bodily injury insurance. Under your uninsured motorist/underinsured motorist (UM/UIM) coverage, your own insurer will pay your damages in this scenario. The limiting factor is the policy limit on your UM/UIM coverage. To collect the full amount of damages, your policy must be greater than the liability insurance of the driver who hit you. For example:
If you have $25,000 per person/$50,000 per accident coverage and the other driver is uninsured, your insurer will cover your losses, but only up to the limit of your policy.
If the other driver is underinsured (e.g., the state minimum of $25,000 coverage, but your losses were $40,000), you are on the hook for the difference unless your own UM/UIM policy goes that high.
If your insurer does not offer to pay under UM/UIM coverage or resists a legitimate claim, you may have a bad faith claim against the company for additional damages. We have battled against the largest insurance companies numerous times in all types of disputed auto accident claims.
We investigate accidents promptly in order to prove the negligence and recklessness of the other driver or third party. Attorney Larson personally visits many auto accident scenes, or we will dispatch professional investigators or accident reconstruction experts to gather evidence and witness statements. We also make sure the other side understands the full extent of damages — medical treatment, lost wages, reduced capacity to earn a living, and the physical and emotional pain and suffering.
If your accident involved a state employee, such as a collision with a state fleet vehicle, you must act quickly. The state of North Dakota requires a notification of claims within six months following the accident. The dust will have barely settled before you lose your right to sue for damages. It is important to get legal representation immediately.
If you or a loved one has been hurt in a motor vehicle accident, we can help you file a lawsuit and pursue damages. Contact our Minot car accident attorney online or call (866) 309-1777 for a free initial consultation to discuss your case. We also make hospital and home visits for the ease of injured or incapacitated clients.
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